:root{--cloth:#f4eadc;--paper:#fbf7ef;--ink:#171512;--muted:#6d675f;--red:#ef432f;--teal:#2f907e;--navy:#163c59;--saffron:#f5a23a;--line:rgba(23,21,18,.13)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cloth);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}.shell{width:min(1120px,calc(100% - 48px));margin:auto}a{color:inherit}.topbar{min-height:84px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:24px}.brand{text-decoration:none;font-size:21px;font-weight:760;letter-spacing:-.04em;display:flex;align-items:center;gap:10px}.brand-mark{width:28px;height:28px;display:grid;grid-template-columns:repeat(3,1fr);gap:2px}.brand-mark i{background:var(--red);border-radius:2px}.brand-mark i:nth-child(2),.brand-mark i:nth-child(6){background:var(--saffron)}.brand-mark i:nth-child(3),.brand-mark i:nth-child(7){background:var(--teal)}.brand-mark i:nth-child(5),.brand-mark i:nth-child(9){background:var(--navy)}.toplinks{display:flex;gap:24px;align-items:center;font-size:13px;font-weight:650}.toplinks a{text-decoration:none}.toplinks a:hover{color:var(--red)}.back{border:1px solid var(--ink);border-radius:99px;padding:9px 14px}.mobile-home{display:none}.page{padding:86px 0 120px;display:grid;grid-template-columns:245px minmax(0,760px);gap:80px;align-items:start}.sidebar{position:sticky;top:28px}.sidebar strong{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.17em;margin-bottom:17px}.sidebar nav{display:flex;flex-direction:column;border-top:1px solid var(--line)}.sidebar nav a{text-decoration:none;padding:11px 0;border-bottom:1px solid var(--line);font-size:13px;color:var(--muted)}.sidebar nav a[aria-current="page"],.sidebar nav a:hover{color:var(--red);font-weight:700}.content{min-width:0}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:750;color:var(--red)}h1{font-size:clamp(52px,7vw,82px);line-height:.94;letter-spacing:-.065em;margin:18px 0 24px}.intro{font-size:19px;line-height:1.62;color:var(--muted);max-width:700px;margin:0}.card{background:rgba(255,255,255,.58);border:1px solid rgba(23,21,18,.09);border-radius:24px;padding:clamp(24px,5vw,48px);margin-top:54px;box-shadow:0 18px 60px rgba(41,30,16,.05)}.card section{scroll-margin-top:28px}.card h2{font-size:25px;letter-spacing:-.035em;margin:42px 0 10px}.card h2:first-child,.card section:first-child h2{margin-top:0}.card h3{font-size:17px;margin:24px 0 8px}.card p,.card li{font-size:16px;line-height:1.72;color:#565149}.card ul,.card ol{padding-left:21px}.card li+li{margin-top:7px}.card a{color:#c83424;font-weight:650}.contact{display:inline-block;margin-top:12px;background:var(--ink);color:white!important;text-decoration:none;padding:14px 20px;border-radius:99px}.meta{margin-top:36px!important;font-size:13px!important}.notice{margin:28px 0;background:var(--navy);color:white;padding:25px;border-radius:18px}.notice.red{background:var(--red)}.notice strong{display:block;font-size:17px}.notice p{color:rgba(255,255,255,.72);margin:7px 0 0;line-height:1.55}.steps{counter-reset:step;list-style:none;padding:0!important}.steps li{position:relative;padding:0 0 22px 50px}.steps li:before{counter-increment:step;content:counter(step);position:absolute;left:0;top:0;width:31px;height:31px;display:grid;place-items:center;border-radius:50%;background:var(--red);color:white;font-weight:800;font-size:13px}.policy-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-top:50px}.policy-tile{min-height:210px;background:rgba(255,255,255,.6);border:1px solid rgba(23,21,18,.09);border-radius:20px;padding:25px;text-decoration:none;display:flex;flex-direction:column;transition:transform .2s ease,background .2s ease}.policy-tile:hover{transform:translateY(-3px);background:#fffaf2}.policy-tile b{font-size:22px;letter-spacing:-.035em}.policy-tile p{color:var(--muted);line-height:1.5;font-size:14px}.policy-tile span{margin-top:auto;color:var(--red);font-size:13px;font-weight:750}.policy-tile.featured{grid-column:1/-1;background:var(--navy);color:white;min-height:180px}.policy-tile.featured p{color:rgba(255,255,255,.66)}.policy-tile.featured span{color:var(--saffron)}.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.fact{padding:18px;border:1px solid var(--line);border-radius:14px}.fact b{display:block;font-size:15px}.fact span{display:block;color:var(--muted);font-size:12px;line-height:1.4;margin-top:5px}.link-list{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}.link-list a{padding:15px 17px;border:1px solid var(--line);border-radius:12px;text-decoration:none;color:var(--ink);font-size:14px}.link-list a:hover{border-color:var(--red);color:var(--red)}footer{border-top:1px solid var(--line);padding:32px 0 52px;display:flex;justify-content:space-between;color:var(--muted);font-size:12px;gap:28px}footer div{display:flex;gap:18px;flex-wrap:wrap}footer a:hover{color:var(--red)}
@media(max-width:900px){.shell{width:min(100% - 36px,760px)}.toplinks>a:not(.back){display:none}.page{grid-template-columns:1fr;gap:34px;padding-top:64px}.sidebar{position:static;order:2}.sidebar nav{display:grid;grid-template-columns:repeat(2,1fr);column-gap:22px}.content{order:1}.facts{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.shell{width:min(100% - 28px,760px)}.topbar{min-height:72px}.back{display:none}.mobile-home{display:inline;text-decoration:none;font-size:13px;font-weight:700}.page{padding:52px 0 85px;gap:28px}h1{font-size:50px}.intro{font-size:17px}.card{margin-top:36px;border-radius:19px}.policy-grid{grid-template-columns:1fr;margin-top:36px}.policy-tile.featured{grid-column:1}.facts,.link-list,.sidebar nav{grid-template-columns:1fr}.policy-tile{min-height:175px}footer{flex-direction:column}.toplinks{gap:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.policy-tile{transition:none}}
/* Legal-page layout contracts: 320, 375, 768, and 1280 CSS viewports. */
html { scroll-padding-top: 1rem; overflow-x: clip; }
body { overflow-x: clip; }
main[id] { min-width: 0; scroll-margin-top: 1.5rem; }
.card, .policy-tile, .fact, .link-list a, .content { min-width: 0; }
.card img { height: auto; object-fit: contain; }
@media (max-width: 375px) {
  .shell { width: calc(100% - 24px); }
  .page { padding-block: 44px 92px; }
  h1 { font-size: clamp(44px, 14vw, 50px); }
  .intro { font-size: 16px; }
  .card { padding: 20px; }
  .card p, .card li { font-size: 15px; }
}
@media (min-width: 376px) and (max-width: 767px) { .shell { width: calc(100% - 32px); } }
@media (min-width: 768px) and (max-width: 1279px) { .shell { width: min(1080px, calc(100% - 48px)); } }
@media (min-width: 1280px) { .shell { width: min(1120px, calc(100% - 64px)); } }
@media (prefers-reduced-motion: reduce) { .policy-tile, .policy-tile:hover { transform: none !important; transition: none !important; } }